More info on Emigrant Direct Cash Back Credit Card

I emailed Emigrant and told them I was interested in more information about their new ccredit card when its available. This is what I received:

WE'RE ADDING THE HIGHEST CASH BACK CREDIT CARD IN THE COUNTRY TO OUR HIGHESTSAVINGS ACCOUNT RATE ONLY FOR EMIGRANTDIRECT CUSTOMERS!Thank you for registering your interest in EmigrantDirect's newest product – anew high cash back credit card, offering platinum-level benefits and cash backamounts deposited into your American Dream Savings Account automatically notonce, but twice a year for added convenience.You will receive a PRIORITY INVITATION to apply as soon as the card isavailable. We hope to have a credit card in your hands before Thanksgiving.Additional details will be available in the next week or two. We'll offer thehighest cash back rebate in the country and hope that you will become acardholder and discover yet another way that EmigrantDirect serves and rewardsits customers with outstanding value.

Thank you again for your interest.

Sincerely,
EmigrantDirect

Emigrant Direct Raised Savings Rate to 4.0%APY

From the email:
We are pleased to announce that effective today, Tuesday,
September 20, your American Dream Savings Account from EmigrantDirect now yields 4.0% APY, the highest rate in the country with no fees and no minimums, FDIC insured. Responding immediately to the most recent news from the Federal Reserve, EmigrantDirect is pleased to be able to offer this unmatched rate to our loyal customers.

You may wish to take this opportunity to put all your available funds to work for you. If you have deposits earning less interest at other institutions, now is a good time to consolidate those savings at EmigrantDirect. Electronic transfers into and out of your account are free and our new 4.0% APY is guaranteed through December 31, 2005 (subject to upward adjustments only).

Additionally, we are also pleased to announce the upcoming launch of a no-fee credit card from EmigrantDirect offering the highest cash back rebate in the country on all your purchases – from the first dollar spent on your card to the very last. This revolutionary credit card featuring platinum-level benefits will be offered only to EmigrantDirect customers and be available before yearend. Cash back amounts will be deposited into your American Dream Savings Account automatically not once, but twice a year for added convenience. If you would like to be sent a priority invitation to apply for the card once it becomes available, please send a quick email with your name and email address to emigrantdirect@emigrant.com. We hope that you will become a cardholder and discover yet another way that EmigrantDirect serves and rewards its customers with outstanding value.